The loan for:

Driver training

Educational courses

Education abroad

Higher, secondary and technical education
Credit terms and conditions
- Credit amount: from 5 000 soms to 1 500 000 soms;
- Credit term: from 3 months to 60 months;
- Age of the borrower: from 18 years old;
- Guarantor's age: from 25 years old;
- Interest rate: from 23% in soms / in US dollars from 17%;
- Effective interest rate (annual), including sales tax : KGS - from 27.04%; USD - from 19.59%;
- Commission fee: 1.5%;
- Early loan repayment without warnings and commissions;
- A flexible schedule with holidays for payments is possible.
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List of documents
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List of documents for an individual
Required documents from the borrower: For an employee For a private entrepreneur For a rural resident - Passport, copy of a husband's passport;
- Marriage certificate (if available);
- Documents confirming the client's income.
- Passport, copy of a husband's passport;
- Marriage certificate (if available);
- Documents confirming the client's income.
- Passport, copy of a husband's passport;
- Marriage certificate (if available);
- A certificate of residence, family composition, the presence of cattle and small cattle, land areas from the Aiyl okmotu*.*
* certificates are valid for one month Required documents for real estate mortgage: - Documents of entitlement (sale and purchase contract, donation transfer, other document) and Technical passport
- Encumbrances (arrest) free certificate on the property from the State Registration Service of the Kyrgyz Republic
При необходимости могут быть затребованы другие документы.
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list of documents from a legal entity
- Charter (a notarized copy);
- Certificate of registration (copy);
- Passports of the head and chief accountant (copies);
- Decision on the appointment/election of the head, accountant (copy);
- A signature card of heads and authorized persons;
- Decision of the corporate body certifying the authority of the head;
- Balance sheet, and statement of financial results for the last reporting period;
- Certificates of absence of tax liabilities and social payments;
- The decision of corporate body on receiving a loan with an indication of the amount, term and intended use, as well as the pledging the relevant property.
If necessary, other documents may be requested.
Instructions for repaying a loan
6 ways to pay off your loan